Called the Mortgage Company
I just spoke a good while with the mortgage company. I was curious how our credit/financial situation looked to them compared to a year ago, and when we lock in the rate. I was told by Mike (who no longer works there) that it was 60 days before. Our new person, Katie, says no, 15 days before. Ok Ok. Anyway we should be able to get 5.8%. Not too shabby from my research. I got a better idea of monthly payment, and Im just on cloud nine right now.

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