Homeowners/Hazard Insurance

A note for those that are curious about the whole homeowners insurance thing. I thought this was decided at closing and taken care of for you, but its not. You are responsible for calling and getting the best price for this insurance on your house. If you are in Florida, you know this subject opens up a whole can of worms as far as whos good and who drops the ball. Ive gone to JD Powers website and read a list of the top rated companies, and a couple people have told me that State Farm was good during the hurricanes in '04, and also a company called Tower Hill Insurance out of Gainesville. Shop around its your right and responsiblity.